No referral needed in DC, MD, or VA
Direct access — start PT without a doctor's referral. A handful of Aetna HMO plans still ask for a referral; we'll tell you during verification if yours does.
Insurance
Aetna Physical Therapy in Washington DC and Bethesda
District Physical Therapy is contracted with Aetna for outpatient physical therapy at all three locations: Capitol Hill DC, Bethesda MD, and in-home throughout the DMV.
Plans we accept
- Aetna Open Access (HMO and PPO variants)
- Aetna Choice POS
- Aetna PPO
- Aetna HMO
- Aetna Federal Employee Health Benefits (FEHB)
- Aetna Medicare Advantage (varies by plan)
What you'll typically pay
Copay-based plans: $20–$50 per visit. Coinsurance plans: typically 10–30% after deductible. High-deductible HSA plans: full clinic rate until the deductible is met, then coinsurance. We run a benefits check at intake so you know what to expect before your first visit.
Authorization and visit limits
Aetna typically does not require prior authorization for the initial round of outpatient PT visits. Some plans require it after a threshold (usually 12+ visits) — we handle the submission. Most Aetna plans have an annual visit limit (commonly 30–60 visits) and we track usage so you don't get surprised by a denial late in the year.
How to get started
Book online or call your nearest location. We verify your Aetna plan at intake (usually same day) and schedule a same-week evaluation at all three locations.
Frequently asked questions
Will I need a referral with my Aetna plan?
Usually no. Some HMO plans require one; we'll verify.
How many visits does Aetna cover per year?
Most plans cover 30–60. We track visits so you don't get surprised by a denial late in the year.
Do you accept Aetna Medicare Advantage?
Most plans yes. Specific plans vary; call us with your card and we'll confirm.
Can I use Aetna for in-home physical therapy?
Yes — our In-Home program is in-network for Aetna at the same rates as clinic visits.