Insurance
District Physical Therapy is out-of-network with most Humana commercial plans. Humana Medicare Advantage members often have coverage through Medicare reciprocity. We verify your specific benefits in advance and submit claims on your behalf.
If you have a Humana Medicare Advantage plan, we typically can see you because we're in-network with Original Medicare and most Medicare Advantage plans process under similar terms. We verify each plan at intake — most patients have a per-visit copay of $20–$50.
Most Humana PPO commercial plans include out-of-network PT benefits. After your out-of-network deductible is met, the plan typically pays 60–70% of an allowed amount. We verify the specifics and provide a Good Faith Estimate before your first visit.
HMO plans generally don't have out-of-network coverage. Our self-pay rate of $150 per session is an option — straightforward and includes the same one-on-one care our insurance patients receive.
You don't deal with paperwork. We submit directly to Humana, track EOBs, and you pay only your share.
Call your nearest location or book online. We'll verify Humana benefits within 24 hours of intake and give you a clear cost estimate before scheduling.
Most plans yes, via Medicare reciprocity. We verify each specific plan at intake.
PPO plans typically have out-of-network benefits we can work with. HMO plans usually don't — self-pay is the alternative.
Original-Medicare-equivalent plans don't require referrals in direct-access states. Some HMO plans do — we verify.
Same-week evaluations at all three locations.