Insurance
District Physical Therapy is contracted with UnitedHealthcare for outpatient physical therapy at our Capitol Hill DC and Bethesda MD locations. Our In-Home program is currently out-of-network for UnitedHealthcare; out-of-network benefits still apply if your plan includes them, and we can help you submit claims.
UnitedHealthcare plans vary widely. Most patients pay either a per-visit copay ($20–$60 depending on plan) or a percentage coinsurance after meeting the plan deductible. Many UHC plans have a visit limit per calendar year (commonly 20–30 outpatient PT visits) — we track this and let you know if you're approaching it.
HMO plans (Navigate, Charter) often require a PCP referral; we can request it on your behalf. PPO plans (Choice Plus, Options) typically don't. Pre-authorization is rarely required for the first 6 visits; some plans require it for continuing care after a threshold, and we handle the submission.
If you'd like in-home visits and your UHC plan includes out-of-network coverage, we're happy to bill out-of-network on your behalf or provide a superbill for self-submission. Most plans cover 50–70% after the OON deductible. We'll explain the cost difference upfront so you can decide what makes sense.
Book online or call your nearest location. We verify your UHC plan at intake (usually same day) and let you know your copay, deductible status, and visit-limit position before your first session.
No — our In-Home program is out-of-network for UHC. Out-of-network benefits still cover a portion if your plan has them; we'll itemize the cost.
HMO plans (Navigate, Charter): usually yes. PPO plans: usually no.
No — first visit doesn't require pre-auth on most UHC plans.
Yes — UMR is UHC's TPA. We accept UMR claims at clinic locations.